Global | Change

Verifone teams up with Danish Swipp app to bring mobile payments in store

Verifone and Swipp, a leading Danish mobile payment app, today announced an agreement to integrate Swipp as an accepted payment method for more than 30,000 Danish merchants using Verifone devices. November 24, 2015 PARIS

The development of the app has been supported by more than 70 banks in Denmark.

Based on Bluetooth Low Energy (BLE) technology, the service will allow contactless payment from all phones with Swipp. The user experience will be very similar to that of Near Field Communication (NFC) payments - consumers will need to simply tap the phone in front of the terminal and swipe the app for approval.

The partnership will allow more than 800,000 Danes who currently use Swipp to use mobile payments to pay for their goods in store on a day to day basis – currently more than 50 per cent of all terminals in Denmark are supplied by Verifone. Consumers will also be able to benefit from Swipp’s high transfer limits, allowing them to pay up to DKK 25,000 (equivalent of EUR 3000 or USD 3,600) per day. The service will be live at a number of joint clients from December 2015.

“The Danes are very eager to be able to pay via their phones, and this is a genuine game changer in mobile payments in Denmark”, says Chief Commercial Officer Peter Bredgaard from Swipp. “Merchants will experience an easy path to mobile payment as this only requires a minor upgrade of already installed Verifone terminals. They avoid extra devices in stores and all the cost and complexity associated with new hardware. As such it is by far the most cost-effective and fastest implementation of integrated mobile payment services you can embark on as a retail company in Denmark.”

By allowing Danes to pay directly with Swipp via contactless enabled payment terminal, the partnership will significantly reduce transaction and project costs for merchants. The Swipp app relies on account-to-account payments with low transaction costs, no intermediaries and no risk of the payment not getting through to the merchant. Integration from the app directly to the Verifone terminals means no project costs, no extra devices and low barriers to adoption. The solution will be available for both the stand-alone terminals in the SME market as well as the larger retailers with ECR-integrated terminals.

“We see it as a truly future-proof approach to mobile payment where the payment terminal is the focal point in the physical store”, said June Felix, president of Verifone Europe. “Verifone opens up Bluetooth Low Energy communication as a supplement to already active EMV and NFC capabilities, and this allows the merchant to integrate new methods of payment without spending time and money on software integration with a number of different payment solutions.”

About Swipp (

Swipp is an independent company founded by Nordea Bank Danmark, Nykredit Bank, Sydbank, Jyske Bank, Arbejdernes Landsbank, Spar Nord Bank and the members of the Local Financial Institutions in Denmark. In total more than 70 Financial Institutions across the country are behind Swipp and customers in these banks are able to use the Swipp app. Danes who are not customers in one of the 70 Financial Institutions, are able to receive money using Swipp by registering on, and soon these will get access to Swipps new app as well. Swipp’s ambition is to be the Danes and companies preferred payment solution. Today you can pay at more than 12.000 stores across the country by swiping the app for approval of the amount.

About Verifone

Verifone is transforming everyday transactions into opportunities for connected commerce. We’re connecting payment devices to the cloud—merging the online and in-store shopping experience and creating the next generation of digital engagement between merchants and consumers. We are built on a 30-year history of uncompromised security with 27 million terminals deployed worldwide. Our people are known as trusted experts that work with our clients and partners, helping to solve their most complex payments challenges. We have clients and partners in more than 150 countries, including the world’s best-known retail brands, financial institutions and payment providers. | (NYSE: PAY) | @verifone

Media Contacts:

Peter Bredgaard
Chief Commercial Officer, Swipp
Tel: +4530100599

Matt Tapsell
Verifone Head of Communication, EMEA
Tel: +44 (0) 7920 378670